> ## Documentation Index > Fetch the complete documentation index at: https://docs.near.org/llms.txt > Use this file to discover all available pages before exploring further. # Creating Implicit & Named Accounts > Create implicit accounts through transfers and named accounts through parent-account contracts or CreateAccount actions. You can create an account from a key pair or choose a readable name like alice.testnet. This guide walks through both options: creating [implicit accounts](/protocol/accounts-contracts/account-id.md#implicit-address) and [named accounts](/protocol/accounts-contracts/account-id.md#named-address). > [!NOTE] > > Install the [NEAR CLI](/tools/cli.md#installation) before starting. The examples below use **testnet**. *** ## Create an implicit account Creating an implicit account takes two steps: generate a key pair locally, then send a transfer to its derived address. ### Generate a key pair The simplest way to obtain a public / private key pair is using the [NEAR CLI](/tools/cli.md): ```bash theme={"theme":{"light":"github-light","dark":"github-dark"}} near account create-account fund-later use-auto-generation save-to-folder ~/.near-credentials/implicit # The file "~/.near-credentials/implicit/cf4342372b583606057805490c97d4778bc4ac444a76f32154634558ab57c3c5.json" was saved successfully cat ~/.near-credentials/implicit/cf4342372b583606057805490c97d4778bc4ac444a76f32154634558ab57c3c5.json # {"implicit_account_id":"cf4342372b583606057805490c97d4778bc4ac444a76f32154634558ab57c3c5","master_seed_phrase":"kit creek invite deputy fetch resource marble sweet camp thumb mushroom swift","private_key":"ed25519:5uJtH8hdYKPEhLVTn9EoxaneLpKh11qLEWDVvG6tKTeMUzsmf7isHYxXixhNcupRhUNQ2fHFgtKXy94YUXHfbxiG","public_key":"ed25519:Ex4stLtTe43ynFmxGweGzMWLvRmRSUP6EjU6nvAdY2vg","seed_phrase_hd_path":"m/44'/397'/0'"} ``` The file contains the generated key pair and implicit account ID. Your generated ID will differ from the example above. Keep the private key secret. You can also generate a key pair using the `near-seed-phrase` library: ```js theme={"theme":{"light":"github-light","dark":"github-dark"}} import { generateSeedPhrase } from "near-seed-phrase"; const { seedPhrase, publicKey, secretKey } = generateSeedPhrase(); ``` Note that generating the key pair runs locally; the account will only be created on-chain when it receives a transfer. ### Fund the account Send NEAR to the derived address from a wallet or an existing funded account: ```bash theme={"theme":{"light":"github-light","dark":"github-dark"}} export SENDER_ID=alice.testnet export IMPLICIT_ACCOUNT_ID=your-64-character-implicit-account-id near tokens "$SENDER_ID" send-near "$IMPLICIT_ACCOUNT_ID" '0.1 NEAR' \ network-config testnet sign-with-keychain send ``` After the transfer is confirmed, the implicit account is created on-chain and its public key is registered as a full-access key. You can then use the saved credentials to sign transactions from this account. > [!TIP] > > You can initialize an account by making a transfer of `0 NEAR`. This is because the cost of creating an account is covered **through GAS fees**, and not the attached NEAR amount. *** ## Create a named account Named accounts are created through the `top level` accounts `near` in mainnet, and `testnet` in testnet. Both accounts possess smart contracts that expose the `create_account`. > [!TIP] > > You can also simply use the NEAR CLI command `near create-account` to create a named account without manually interacting with the parent account's contract. ### Call the parent account's contract To create `alice.testnet` with `0.1 NEAR`, call `create_account` on `testnet` using an existing account such as `funding-account.testnet`: ```bash theme={"theme":{"light":"github-light","dark":"github-dark"}} near call testnet create_account '{"new_account_id": "alice.testnet", "new_public_key": "ed25519:"}' --useAccount funding-account.testnet --deposit 0.1 --networkId testnet ``` Replace `ed25519:` with the public key generated above. The contract creates and funds `alice.testnet` and adds the `new_public_key` as a full-access key to the account. > [!NOTE] > > If you are not going through an intermediary such as a wallet, you can generate an implicit account, fund it, and call `create_account` on `near` / `testnet`. > [!TIP] > > You can initialize an account by using a deposit of `0 NEAR`. This is because the cost of creating an account is covered **through GAS fees**, and not the attached NEAR amount. ### Create a direct sub-account If you control `alice.testnet`, you can trigger the `CreateAccount` action yourself to create a direct sub-account: ```bash theme={"theme":{"light":"github-light","dark":"github-dark"}} near create-account app.alice.testnet --useAccount alice.testnet --networkId testnet ``` The CLI builds the transaction that creates the account and adds its first key. You can add `--initialBalance ` to set its initial balance. > [!NOTE] > > A parent account has no control over its sub-accounts after creation. Control depends on the access keys and contract installed on each account. ### Use the testnet faucet A faucet can create and fund a named testnet account for you, so you don't need an existing funded account. Choose an available `.testnet` name and run: ```bash theme={"theme":{"light":"github-light","dark":"github-dark"}} export ACCOUNT_ID=your-unique-name.testnet near account create-account sponsor-by-faucet-service "$ACCOUNT_ID" \ autogenerate-new-keypair save-to-keychain network-config testnet create ``` The CLI generates and saves your key pair, then asks the faucet service to create the account with that public key. Faucet-sponsored creation is available on testnet only. *** ## Create accounts from an application or contract See [NEAR API Libraries](/tools/near-api.md#create-named-account) for named-account creation and [Create a Sub Account](/smart-contracts/anatomy/actions.md#create-a-sub-account) for creating accounts from a smart contract. This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.